Many students borrow loans to pay their tuition bills each term, but did you know that there are a range of options you can take advantage of to fund your education? By exploring these opportunities, you may be able to avoid extra student loan debt and graduate with a more reasonable student loan repayment plan.
Explore Your Options

Financial Aid
Over 60% of our students use federal financial aid (loans, grants, or scholarships). For some, financial aid award may cover your entire cost of your tuition and fees. For others, the award is less than the bill and you’ll need to make payment arrangements to cover the balance. It’s important to only borrow what you need. If you are able to make out-of-pocket payments toward your tuition, we can adjust your financial aid award accordingly and help reduce your student loans.

Payment Plans
We offer a monthly payment option at a nominal cost. Our interest-free plan allows you to make payments in monthly installments for a single term or multiple terms within the same academic year.
Cost
$40 per term
$60 annually (for students who use the plan for multiple terms)
Visit granite.afford.com or call 1-800-722-4867 to learn more.

Tuition Assistance from Your Employer
More than 50% of employers offer undergraduate tuition assistance. These programs vary from organization to organization: some companies offer reimbursement for a certain amount of courses each year, while others set a cap on the dollar amount that’s eligible for reimbursement. Ask the human resources department where you work to learn more about your company’s policy.
Granite State College has partnerships with several employers across the region, such as University System of New Hampshire, MaineHealth, Bank of New Hampshire, City of Manchester, Catholic Medical Center, and many more. If you work for these organizations, you may be eligible for additional tuition cost savings.

Military Benefits
Federal Tuition Assistance, VA GI Bill® Benefits, VA Vocational Rehabilitation Benefits, NH National Guard Waiver
Servicemembers and veterans have several education benefits programs that can help fund your college education. Your status and branch of service will determine what benefits you can use. Spouses and dependents of servicemembers and veterans may also be eligible for education benefits.
Our Military and Veterans Benefits Coordinator can answer any college-related benefit questions.

Tuition Waivers and Discounts
We offer several tuition waivers and discount programs that help defray the cost of tuition for specific populations of students at Granite State College. Examples include: police, fire, and public service personnel; CCSNH nursing alumni; undergraduate alumni seeking master’s degrees; and more.

Scholarships and Grants
Granite State College has select scholarship opportunities. You may also search for outside scholarships (scholarships not affiliated with a particular college) to help fund your education.

Private Loans
Private loans or alternative loans are non-federal loans that students may use to help fund the cost of their education. Private loans are credit-based and may have fixed interest rates or variable interest rates (meaning the rate can increase over time).